Were you or a loved one in a collision and you accidentally made an admission of fault? You need an experienced injury attorney to help you navigate post-accident claims challenges and petition for the full and fair compensation you deserve for your injuries and other damages. 

Know That Insurance Companies Aren’t Looking Out For Your Best Interests 

It’s a common misconception that car insurance carriers are protecting the best interests of their customers. This couldn’t be further from the truth. Realistically, your insurance provider doesn’t want to make a payment on a claim if they can at all avoid that. If pinning the blame for the accident on you helps them do that, they most likely will. 

To protect your interests, it’s important to understand your rights and to be aware of the tactics that insurance companies may use. You have the right to hire an attorney to represent you in your insurance claim, and an experienced attorney can help you navigate the claims process and negotiate with the insurance company on your behalf.

How Admitting Fault Changes Your Claim  

Admitting fault after a car accident can have a significant impact on your insurance claim. When you admit fault, you are essentially taking responsibility for the accident, which means that you may be held liable for the damages and injuries sustained by the other party.
In terms of your insurance claim, admitting fault can result in a denial of coverage or a reduction in the amount of compensation you receive. This is because insurance companies will often assign fault to the driver who caused the accident, and admitting fault can make it easier for them to do so.

If you admit fault, your insurance company may still cover some of the damages, but you may be responsible for a larger portion of the costs. Additionally, your insurance premiums may increase significantly, as you are now considered a higher risk driver.
It’s important to note that even if you think you may have been at fault, it’s best to avoid admitting fault until all the facts of the accident have been gathered and analyzed. The investigation may reveal that other factors contributed to the accident, and you may not be fully responsible for the damages.

If you are unsure about whether or not you were at fault, it’s best to consult with an experienced car accident attorney before speaking to your insurance company. They can help you understand your rights and the best course of action to take in order to protect yourself and your claim.

What Not to Say At the Accident Scene  

If you’re at the scene of a car accident or are being interrogated by the police or an insurance adjuster, it’s important that you steer clear of the following phrases and similar: 

• “I didn’t see your car.” 
• “I was checking my text messages.” 
• “I was changing the radio station.” 
• “I didn’t see the red light.” 
• “I’m so sorry.” 
• “I didn’t mean to do that.” 
• “My car is malfunctioning but I haven’t had the chance to have it repaired.” 

These responses put you squarely in the hot seat, if you will, and make it easier for the other party to place blame on you. Avoid saying anything to the other party and/or their passengers, aside from checking to see if they are hurt or need medical attention and providing them with your contact information. 

How a Georgia Accident Lawyer Can Help You 

A car accident can change your life in an instant, regardless of who was at fault. At Chalker Injury Law, we can help you protect your right to compensation after a collision. Call Chalker Injury Law at (678) 319-9991 or toll free at (800) 393-8595 to schedule your free consultation.